Not sure if you want to risk your capital while making an investment? 

National Bank of Oman’s Long-Term Deposit may be the perfect solution for you. This risk-free savings product gives you the chance to earn a fixed interest rate over a period of your choosing. At the end of this period, you can withdraw your initial capital plus the interest earned. What’s more, you have the flexibility to choose the length and currency of your deposit.

Please find that we have designed the Key Fact Statement​​ that summarizes the main characteristics of the product. It is brief and limited to critical information that will support your understanding of the product.​​

You will receive an SMS confirmation once your account is opened.​


  • While your long-term deposit is earning interest, you can also use it as security in order to get credit facilities. 
  • ​Our interest capitalisation options are designed to be flexible and suit your needs - interest earned can either be capitalised or paid monthly, quarterly, bi-annually or annually. 

​At National Bank of Oman, we believe that saving should be made simple for everyone. Whether you’re Omani or an expatriate, you can open a National Bank of Oman Long-Term Deposit.

​To complete the deposit opening process, please visit a National Bank of Oman branch near you, with your national ID Card/Passport and the rest will be taken care of by your Relationship Manager at the bank:

Required Documents

1. National ID Card for Omanis / Valid passport and visa for expatriates.

Your Relationship Manager will help you complete the following forms:

2. Account Opening Form
3. ‘Know Your Customer’ (KYC) Form, which is a standard international best practice requirement. It includes information about your financial planning goals.
4. Specimen Signature (SS) card​
​* Terms and conditions may apply.​