0% Monthly Interest Easy Payment Plan

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EASY PAYMENT PLAN

TRAVEL THE WORLD WITH AN EASY PAYMENT PLAN

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0% INTEREST MONTHLY INSTALMENT PLANS WITH NBO CREDIT CARDS

VIEW NBO CREDIT CARDS

National Bank of Oman credit cards can now be used at all your favorite stores to get 6 or 12 months equal installments with 0% interest on the payments. You can also convert any Credit Card purchase at your convenience to an Easy Payment Plan using our Mobile Banking App.

Simply shop at any of the merchants mentioned below for any item of RO 100 and above. Use your NBO credit card to make payment and ask for the instalment plan (either 6 or 12 month’s payment plan) or convert your Credit Card purchase to an Easy Payment Plan using our Mobile Banking App.

0% Easy Payment Plan at Selected Outlets

Simply shop at any of the merchants mentioned below for any item of RO 100 and above. Use your NBO credit card to make payment and ask for the instalment plan (either 6 or 12 month’s payment plan).

Features and benefits:

Enjoy the freedom to pay over a period of 6 or 12 months.
Make your purchases from a wide range of selected partners who offer this plan at 0% interest.
Convert your purchases into installments through the POS machine at the store.
Minimum Purchase amount is OMR 100.
Outlets offering 0% interest rate installment (Link to view our partners).
The purchase amount that you convert into installments will be blocked from your existing credit card limit. These installments will then be released from your Credit Card limit each month.
Monthly installments shall be due for payment & will appear in your next credit card statement after converting the purchase into installments.
You will earn NUQATI reward points with every purchase.

Selected Outlets:

EPP Merchants	Outlets	EPP Plan
A & H	Araimi Boulevard Mall Of Oman Sohar City Center	6 or 12 months for transactions over OMR 100
Alpha The Specialist	Shati Al Qurum	6 or 12 months for transactions over OMR 100
Ahmed Al Mahroqi Trd (Sale & Repairing Mobile)	Sinaw	6 or 12 months for transactions over OMR 100
Aisha Modern Trading	Mabella	6 or 12 months for transactions over OMR 100
Akbar Holidays	Ruwi Salalah Sohar	6 or 12 months for transactions over OMR 100
UPPF (Auto Detailing Service)	Al Khuwair	6 or 12 months for transactions over OMR 100
Oman International Hospital	Al Ghubrah	6 or 12 months for transactions over OMR 100
Danube Home	Al Khuwair Barka Nizwa Salalah Salalah Industrial Sur Wadi Kabir Mabella Sohar	6 or 12 months for transactions over OMR 100
Al Fardan Motors	Ghala (Service Center) Authaiba	6 or 12 months for transactions over OMR 100
Al Hashar Electronic	Ruwi Sohar	6 or 12 months for transactions over OMR 100
Al Hayat International Hospital	Sohar	6 or 12 months for transactions over OMR 100
Al Madina Takaful	Muscat Grand Mall Seeb Nizwa Salalah Ruwi Amerat	6 or 12 months for transactions over OMR 100
Al Meera Market	Amerat	6 or 12 months for transactions over OMR 100
Gadgets	Avenues Mall Al Shatti Mall Of Muscat Araimi Boulevard Sohar Grand Mall Mall Of Oman Nujum Mall Nizwa Salalah Grand Mall	6 or 12 months for transactions over OMR 100
Easy Care & Easy Store	Ruwi Ruwi Souq Ruwi Jalan Bani Bu Ali	6 or 12 months for transactions over OMR 100
Virgin Megastore	Muscat City Center Mall of Oman	6 or 12 months for transactions over OMR 100
Bahwan Motors Auto	Authaiba	6 or 12 months for transactions over OMR 100
Smart Home Kit	Ghala	6 or 12 months for transactions over OMR 100
Kybun-Joya	Qurum	6 or 12 months for transactions over OMR 100
Cleopatra (Phones & Electronics)	Amerat	6 or 12 months for transactions over OMR 100
Clouds Light Travel & Tourism	Authaiba	6 or 12 months for transactions over OMR 100
Creative Closets	Authaiba	6 or 12 months for transactions over OMR 100
Creative Learning	Ruwi	6 or 12 months for transactions over OMR 100
Damas	Lulu Hypermarket Boushar Muscat City Center Lulu Hypermarket Darsait Qurum City Center Seeb Souk Lulu Hypermarket Barka Barka Grand Mall Lulu Hypermarket Sohar Al Khoud Ruwi Mall Of Muscat Mall Of Oman Souq Ruwi Street Nujum Mall Salalah	6 or 12 months for transactions over OMR 200
Carzaty	Ghala	6 or 12 months for transactions over OMR 100
Dosteen Doors	Amerat	6 or 12 months for transactions over OMR 100
EMC	Sarooj - Shatti Al Qurum	6 or 12 months for transactions over OMR 100
Emirates Royal Furniture	Salalah	6 or 12 months for transactions over OMR 100
Deem Holidays	Authaiba	6 or 12 months for transactions over OMR 100
Finland Eye Center	Qurum	6 or 12 months for transactions over OMR 100
Fursan Dhank (Electronics)	Dhank	6 or 12 months for transactions over OMR 100
Gallery Argan	Al Qurum Al Bustan	6 or 12 months for transactions over OMR 100
GeeKay Games	Qurum City Center Al Khuwair Mall Of Oman	6 or 12 months for transactions over OMR 250
Global Source	Ruwi, CBD	6 or 12 months for transactions over OMR 100
Great Medical Care	Al Ghubrah	6 or 12 months for transactions over OMR 200
Gulf Great Sands	Ghala	6 or 12 months for transactions over OMR 100
Muscat Dermatology & Laser Center	Barka Salalah Authaiba	6 or 12 months for transactions over OMR 100
Hi Tec Centre	Authaiba	6 or 12 months for transactions over OMR 100
Game Hub	Al Khoudh Amerat	6 or 12 months for transactions over OMR 100
Al Menez Nursery	Al Hail	6 or 12 months for transactions over OMR 100
Joy Alukkas	Ruwi High Street Muscat City Center Sohar Souq Oman Avenuse Mall Qurum	6 or 12 months for transactions over OMR 100
Kalyan	Oman Avenues Mall Al Seeb Souq LULU HYPERMARKET Ruwi Ruwi	6 or 12 months for transactions over OMR 100
Homes R Us	Mall of Oman Mall of Muscat	6 or 12 months for transactions over OMR 150
E Max	Muscat City Centre Al Meera Mall Sohar Centerpoint Barka Salalah Centerpoint Oasis Mall Mall Of Muscat Salalah Grand Mall Mall Of Oman	6 or 12 months for transactions over OMR 150
Home Centre	Al Khuwair Muscat City Center Sohar Nizwa Grand Mall Mall of Oman	6 or 12 months for transactions over OMR 150
Hypermax	Seeb City Center Qurum City Center Sohar Safeer Mall Salalah Muscat Grand Mall Nizwa Grand Mall Mall Of Oman Sohar City Center Sur City Center Al Araimi Boulevard	6 or 12 months for transactions over OMR 100
Malabar Gold Jewellery	Lulu Hypermarket Darsait Oman Avenues Mall Ruwi 1 Ruwi 2 Seeb Souq Muscat City Centre Lulu Hypermarket Barka Muttrah Lulu Hypermarket Sohar Lulu Hypermarket Salalah Ruwi Lulu Souq Al Khoud	6 or 12 months for transactions over OMR 100
Munich Motor (Automobile & Truck Dealers)	Muscat	6 or 12 months for transactions over OMR 100
Mehdi Stores	Muttrah Ruwi Qurum Ghubra Seeb Barka Sohar Nizwa Grand Mall Mall Of Oman	6 or 12 months for transactions over OMR 200
Lulu Hypermarket	Darsait Bousher Al Seeb Al Bandar Wadi Al Kabir Al Mabellah Barka Al Khabourah Ibri Nizwa Sinaw Al Buraimi Sohar Al Rustaq Salalah Khasab Suwaiq Bidaya	6 or 12 months for transactions over OMR 200
Modern Healthcare	Al Hail	6 or 12 months for transactions over OMR 100
Mohd Alzadjali Ent (Automotive Parts)	Seeb	6 or 12 months for transactions over OMR 100
Quick Store	Mabellah Ghubra South	6 or 12 months for transactions over OMR 100
Muscat Eye Laser	The Wave	6 or 12 months for transactions over OMR 100
Phone 7M	Ghubrah Sohar	6 or 12 months for transactions over OMR 100
Nama Majan	Muscat Samail	6 or 12 months for transactions over OMR 100
Medical Mattress World	Al Ghubrah Seeb Oman Avenues Mall Sohar	6 or 12 months for transactions over OMR 100
Super Quality Hearing Air & Speech Therapy Center	Al Khuwair Muscat International Airport Nizwa Salalah Sohar Al Hail Sur Al Qurum Al Khoud Suwaiq	6 or 12 months for transactions over OMR 100
Nesto Hypermarket	Barka Saham Suwaiq Musanna Falaj Al Qabail Amerat Mabella	6 or 12 months for transactions over OMR 100
NMC Specialty Hospital	Al Ghubrah	6 or 12 months for transactions over OMR 100
Oman Qatar Insurance	Al Khoudh CBD Salalah Al Buraimi Amerat Suwaiq	6 or 12 months for transactions over OMR 100
Omantel	Sur Nizwa Nizwa Grand Mall	6 or 12 months for transactions over OMR 100
OUA Travel	Al Qurum Salalah	6 or 12 months for transactions over OMR 300
Onsor Technologies	Muscat, Mall of Oman	6 or 12 months for transactions over OMR 100
Premium Motors	Ghala – Al Fardan heights building	6 or 12 months for transactions over OMR 200
Prime Composite	Al Ghubrah	6 or 12 months for transactions over OMR 500
Royal Medical Center	Al Qurum	6 or 12 months for transactions over OMR 300
Al Madina Takaful	Sohar Muscat Grand Mall Seeb Nizwa Salalah MBD Ruwi Amerat	6 or 12 months for transactions over OMR 100
Tango Mobile	Ruwi Salalah MCC Sohar	6 or 12 months for transactions over OMR 100
Salis World	Al Khoudh	6 or 12 months for transactions over OMR 100
Saham Furniture	Saham	6 or 12 months for transactions over OMR 200
Sharaf DG	Muscat Grand Mall Mall Of Oman Muscat City Center Sohar Safeer Mall	6 or 12 months for transactions over OMR 100
Leather & Lather	Bawsher	6 or 12 months for transactions over OMR 100
Muscat Dental Design	Mawaleh	6 or 12 months for transactions over OMR 100
Sky Orbits (Electronics)	Al Khoudh	6 or 12 months for transactions over OMR 100
Suhail Bahwan Automobiles (Service)	Authaiba Nizwa Khasab Rusayl Sohar Bidaya Salalah Nizwa Mabella Jalan	6 or 12 months for transactions over OMR 200
Qastarat Clinics	Authaiba	6 or 12 months for transactions over OMR 100
The Gulf Orthodonyic Center	Mawaleh	6 or 12 months for transactions over OMR 100
Tomorrow Fitness	Mawaleh	6 or 12 months for transactions over OMR 100
Towell Auto Center (Tire Stores)	Al Ghubra Baushar Mabella Al Khoud Wadi Kabir Seeb Souq Ibri Barka Sohar Saham Nizwa Sinaw Sumail Ibra Sur Jaalan Bu Ali Salalah Nimr Fahud Nizwa Ghala	6 or 12 months for transactions over OMR 100
Towell Auto Center (Automotive parts accessories stores)	Wadi Kabir Ghala Al Hail Barka Sohar Nizwa Sur Salalah	6 or 12 months for transactions over OMR 100
Towell Auto Center (Service Center)	Wadi Kabir Ghala Ghubra Al Hail Sohar Barka Nizwa Sur Salalah	6 or 12 months for transactions over OMR 100
Towell Auto Center (Mazda Showroom)	Authaiba Al Hail Wattaya Barka Sohar Nizwa Salalah Sur	6 or 12 months for transactions over OMR 100
Travel City	Al Safa House, CBD Nizwa Salalah Airport Seeb Al Khoudh Ruwi	6 or 12 months for transactions over OMR 100
Travel Point	Al Qurum	6 or 12 months for transactions over OMR 100
Extra	Al Ghubrah Al Hail Sohar	6 or 12 months for transactions over OMR 100
R Tech Racks (Computer Store)	Al Khoudh	6 or 12 months for transactions over OMR 100
Valkyrie Auto Care	Bander Al Khoudh Barka Ibri Ghala	6 or 12 months for transactions over OMR 100
Play Phone (Mobile)	Ruwi Souq	6 or 12 months for transactions over OMR 100
Huge Sports (Sports equipment and devices)	Al Khuwair	6 or 12 months for transactions over OMR 100
GARMIN	Mattrah	6 or 12 months for transactions over OMR 100
Extal (Electronics)	Ruwi High Street (KM Hypermarket Amerat (Nesto Hypermarket) Al Hail (Nesto Hypermarket) Sohar (Nesto Hypermarket) Azaiba (Al Meera Hypermarket) Wadi Kabir (Nesto Hypermarket) Samail (Karama Hypermarket)	6 or 12 months for transactions over OMR 100
Al Raffah Hospital	Al Ghubrah Al Qurum Al Mabellah Al Suwaiq	6 or 12 months for transactions over OMR 100
Aqeel Al Sinani Trading (Electronics)	Al Khabourah	6 or 12 months for transactions over OMR 100
INTL Homes	Azaiba	6 or 12 months for transactions over OMR 100
Grand Tire	Ghala	6 or 12 months for transactions over OMR 100
Cozmo Travel	Al Khuwair	6 or 12 months for transactions over OMR 100
Mark & Save	Al Khoudh Mabellah Barka	6 or 12 months for transactions over OMR 100
Care Phone	Salalah, Near Dhofar Club	6 or 12 months for transactions over OMR 100
Amwaj Muscat Electronics	Ruwi	6 or 12 months for transactions over OMR 100
Dental Center 66	Al Khoudh	6 or 12 months for transactions over OMR 100
Cario Center for car Services	Al Rustaq	6 or 12 months for transactions over OMR 100

Click here to read the terms and conditions

Easy Payment Plan on Mobile

For the first time in Oman, you can convert any Credit Card purchase at your convenience to an Easy Payment Plan using our Mobile Banking App.

Features and benefits:

Enjoy the freedom to pay over a period of 6 or 12 months.
Make your purchases in Omani Rials and convert them into installments through the Mobile Banking App.
Minimum purchase amount is OMR 100.
The purchase amount that you convert into installments will be blocked from your existing credit card limit. These installments will then be released from your Credit Card limit each month.
Monthly installments shall be due for payment & will appear in your next credit card statement after converting the purchase into installments.
You will earn NUQATI reward points with every purchase.

Conversion Fee's:

6 months: 5.25% of the converted amount
12 months: 7.35% of the converted amount.
The processing fee will be charged in the first billing cycle and the installments will begin from the second cycle.
The above plan cannot be used for cash withdrawals.

Follow these simple steps to convert the amount on your mobile application:

On the credit card page, click on "Easy Payment Plan".
Select the purchase by clicking on "convert" button.
Select the tenure of either 6 months or 12 months.
Insert One Time Password (OTP).
The purchase will be successfully converted into the Easy Payment Plan.

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EASY PAYMENT PLAN

0% Easy Payment Plan at Selected Outlets

Easy Payment Plan on Mobile