Sit back, relax, and enjoy your golden years, secure in the knowledge that your finances are protected with a flexible Retiree Account.

At NBO, your financial well-being is our top priority. We understand that retirement is a significant milestone in your life, and we're here to help you make the most of it. Introducing our specially crafted Retiree Account, designed exclusively for you, ensuring a safe, secure, and comfortable retirement.

We offer flexible financing eligibility criteria, including:

  • Maximum tenor (10 years for salary-related loans and 25 years for housing loans, with two annual deferrals allowed for salary-related loans).
  • Extended eligibility for credit cards up to the age of 70.
  • Savings account with daily interest.
Your retirement should be a time of relaxation, adventure, and peace of mind. Let us help you achieve your financial goals and enjoy the freedom you've worked so hard to attain.

Please find that we have designed the Key Fact Statement​​ that summarizes the main characteristics of the product. It is brief and limited to critical information that will support your understanding of the product.​​

You will receive an SMS confirmation once your account is opened.



​Omani retirees with a pensioner's salary can open a Retiree Account.

  1. Open an account digitally using the NBO app
  2. Visit your nearest branch with the following documents:
    • ​ID card
    • Pension salary certificate