Tijarati
- - BUSINESS LOANS
  - Our business loans offer quick and easy financing with flexible repayment terms to help your business grow.
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  - Our Trade Finance and Working Capital Solutions are designed to make it seamless and hassle-free for you to do business, in Oman and around the world.
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SME CURRENT ACCOUNTS

YOUR BUSINESS BANKING NEEDS COVERED

24/7 access + personalised service

To help your business grow and prosper,you need a banking partner that understands your business needs as an SME. National Bank of Oman’s Business Current Account is designed with small and medium businesses in mind. Our extensive experience with corporates across the Sultanate means that we not only appreciate your contribution to the Omani economy, but we also recognise your need for business banking solutions with personalised service.

Simple Documentation for current account opening
Access to Best in class corporate internet banking for 24X7 access
Linked Salary Accounts for all staff
Corporate Debit Card to access Current Account 24X7
NBO POS – Fast & Secure way of receiving merchant payments
CDM at business centric locations for bulk cash deposits 24X7

Please find that we have designed the Key Fact Statement that summarizes the main characteristics of the product. It is brief and limited to critical information that will support your understanding of the product.

You will receive an SMS confirmation once your account is opened.

Features

Dedicated Relationship Managers

Our specialised SME team will ensure that your banking requirements are always a priority.
Work locally, act globally

You can open a National Bank of Oman Business Current Account in Omani Rials or foreign currency.
Access on the go

Enjoy 24/7 access to your account with @sama, our corporate Internet banking portal.
Business benefits

Our Business Current Account offers payroll management and salary cards.
Branded debit card

Access your account at ATMs across world with our Tijarati branded debit card.

Benefits

As an SME, we offer your business special foreign exchange rates on Telex and Forex (S.T. minimum transaction size).
Learn from the best with access to SME mentoring services at the National Bank of Oman Academy of Excellence.

FAQs

Who can apply for Tijarati Loan facilities?

Any company registered in Oman and having completed 2 years in business can apply for Tijarati Loan Facilities

What documents are required for Availing Tijarati Loan facilities?

Company ID documents
Owner(s) ID documents
Last 6 months bank statement
Request Letter
Completed Application form
Any other documents as advised by the Tijarati RM

What is the maximum loan amount NBO extends under Tijarati banking to SMEs?

This varies from case to case. Currently NBO extends financial support upto RO 500,000 to SMEs under Tijarati Banking, subject to applicable and prevailing terms & conditions.

What is the maximum tenor of the loan an SME can apply for?

This varies from case to case. NBO extends loans to SMEs of tenors upto a maximum of 6 years, subject to applicable terms & conditions.

Do I need to open an operating account with NBO for availing Tijarati Loan Facilities?

Yes. The SME has to open the main operating account with NBO for availing the loan facilities.

Are there any fees or charges to be paid for processing of loans?

Yes. There is a processing fee, as applicable on all applications.

Can partial repayments be done?

Yes.

Are you eligible?

At National Bank of Oman, we believe that financing solutions should be made simple for all business. The following businesses are eligible to apply for business loans.

Business entities registered in Oman with a valid certificate of registration.
A proprietorship, establishment, partnership, limited liability company (LLC) or self-employed professional.
The business must be established for a minimum period of two years.

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