EASY PAYMENT PLAN

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National Bank of Oman credit cards can now be used at all your favorite stores to get 6 or 12 months equal installments with 0% interest on the payments. You can also convert any Credit Card purchase at your convenience to an Easy Payment Plan using our Mobile Banking App.


Simply shop at any of the merchants mentioned below for any item of RO 100 and above. Use your NBO credit card to make payment and ask for the instalment plan (either 6 or 12 month’s payment plan) or convert your Credit Card purchase to an Easy Payment Plan using our Mobile Banking App. 

 

Simply shop at any of the merchants mentioned below for any item of RO 100 and above. Use your NBO credit card to make payment and ask for the instalment plan (either 6 or 12 month’s payment plan). 

Features and benefits:
  • Enjoy the freedom to pay over a period of 6 or 12 months.
  • Make your purchases from a wide range of selected partners who offer this plan at 0% interest.
  • Convert your purchases into installments through the POS machine at the store.
  • Minimum Purchase amount is OMR 100. 
  • Outlets offering 0% interest rate installment (Link to view our partners).
  • The purchase amount that you convert into installments will be blocked from your existing credit card limit. These installments will then be released from your Credit Card limit each month.
  • Monthly installments shall be due for payment & will appear in your next credit card statement after converting the purchase into installments.
  • You will earn NUQATI reward points with every purchase.
Selected Outlets:


EPP MerchantsOutletsEPP Plan
A & H
Araimi Boulevard
Mall Of Oman
Sohar City Center
6 or 12 months for transactions over OMR 100
Alpha The Specialist
Shati Al Qurum6 or 12 months for transactions over OMR 100
Ahmed Al Mahroqi Trd (Sale & Repairing Mobile)Sinaw6 or 12 months for transactions over OMR 100
Aisha Modern TradingMabella6 or 12 months for transactions over OMR 100
Akbar HolidaysRuwi
Salalah
Sohar
6 or 12 months for transactions over OMR 100
UPPF (Auto Detailing Service)Al Khuwair6 or 12 months for transactions over OMR 100
Oman International HospitalAl Ghubrah6 or 12 months for transactions over OMR 100
Danube HomeAl Khuwair
Barka
Nizwa
Salalah
Salalah Industrial
Sur
Wadi Kabir
Mabella
Sohar
6 or 12 months for transactions over OMR 100
Al Fardan MotorsGhala (Service Center)
Authaiba
6 or 12 months for transactions over OMR 100
Al Hashar ElectronicRuwi
Sohar
6 or 12 months for transactions over OMR 100
Al Hayat International HospitalSohar6 or 12 months for transactions over OMR 100
Al Madina TakafulMuscat Grand Mall
Seeb
Nizwa
Salalah
Ruwi
Amerat

6 or 12 months for transactions over OMR 100
Al Meera MarketAmerat6 or 12 months for transactions over OMR 100
GadgetsAvenues Mall
Al Shatti
Mall Of Muscat​
Araimi Boulevard
​Sohar
Grand Mall
Mall Of Oman
Nujum Mall Nizwa
Salalah Grand Mall​
6 or 12 months for transactions over OMR 100
Easy Care & Easy StoreRuwi
Ruwi Souq
Ruwi
Jalan Bani Bu Ali
6 or 12 months for transactions over OMR 100
Virgin MegastoreMuscat City Center
Mall of Oman
6 or 12 months for transactions over OMR 100
Bahwan Motors AutoAuthaiba6 or 12 months for transactions over OMR 100
Bombay Bespoke FurnitueAuthaiba6 or 12 months for transactions over OMR 100
Smart Home KitGhala6 or 12 months for transactions over OMR 100
Kybun-JoyaQurum6 or 12 months for transactions over OMR 100
Cleopatra (Phones & Electronics)Amerat6 or 12 months for transactions over OMR 100
Clouds Light Travel & TourismAuthaiba6 or 12 months for transactions over OMR 100
Creative ClosetsAuthaiba6 or 12 months for transactions over OMR 100
Creative LearningRuwi6 or 12 months for transactions over OMR 100
DamasLulu Hypermarket Boushar
Muscat City Center
Lulu Hypermarket Darsait
Qurum City Center
Seeb Souk
Lulu Hypermarket Barka
Barka Grand Mall
Lulu Hypermarket Sohar
Al Khoud
Ruwi
Mall Of Muscat
Mall Of Oman
Souq Ruwi Street
Nujum Mall Salalah
6 or 12 months for transactions over OMR 200
CarzatyGhala6 or 12 months for transactions over OMR 100
Dosteen DoorsAmerat6 or 12 months for transactions over OMR 100
EMCSarooj - Shatti Al Qurum6 or 12 months for transactions over OMR 100
Emirates Royal FurnitureSalalah6 or 12 months for transactions over OMR 100
Deem HolidaysAuthaiba6 or 12 months for transactions over OMR 100
Finland Eye CenterQurum6 or 12 months for transactions over OMR 100
Fursan Dhank (Electronics) Dhank6 or 12 months for transactions over OMR 100
Gallery ArganAl Qurum
Al Bustan
6 or 12 months for transactions over OMR 100
GeeKay GamesQurum City Center
Al Khuwair
Mall Of Oman
6 or 12 months for transactions over OMR 250
Global SourceRuwi, CBD 6 or 12 months for transactions over OMR 100
Great Medical CareAl Ghubrah6 or 12 months for transactions over OMR 200
Gulf Great SandsGhala6 or 12 months for transactions over OMR 100
Muscat Dermatology & Laser CenterBarka
Salalah
Authaiba
6 or 12 months for transactions over OMR 100
Hi Tec CentreAuthaiba6 or 12 months for transactions over OMR 100
Game HubAl Khoudh
Amerat
6 or 12 months for transactions over OMR 100
Al Menez NurseryAl Hail
6 or 12 months for transactions over OMR 100
Joy AlukkasRuwi High Street
Muscat City Center
Sohar Souq
Oman Avenuse Mall
Qurum
6 or 12 months for transactions over OMR 100
KalyanOman Avenues Mall
Al Seeb Souq
LULU HYPERMARKET Ruwi
Ruwi
6 or 12 months for transactions over OMR 100
Homes R UsMall of Oman
Mall of Muscat
6 or 12 months for transactions over OMR 150
E MaxMuscat City Centre
Al Meera Mall
Sohar Centerpoint
Barka
Salalah Centerpoint
Oasis Mall
Mall Of Muscat
Salalah Grand Mall
Mall Of Oman
6 or 12 months for transactions over OMR 150
Home CentreAl Khuwair
Muscat City Center
Sohar
Nizwa Grand Mall
Mall of Oman
6 or 12 months for transactions over OMR 150
CarrefourSeeb City Center
Qurum City Center
Sohar Safeer Mall
Salalah
Muscat Grand Mall
Nizwa Grand Mall
Barka Grand Mall
Mall Of Oman
Sohar City Center
Sur City Center
Al Araimi Boulevard
6 or 12 months for transactions over OMR 100
Malabar Gold JewelleryLulu Hypermarket Darsait
Oman Avenues Mall
Ruwi 1
Ruwi 2
Seeb Souq
Muscat City Centre
Lulu Hypermarket Barka
Muttrah
Lulu Hypermarket Sohar
Lulu Hypermarket Salalah
Ruwi Lulu Souq
Al Khoud
6 or 12 months for transactions over OMR 100
Munich Motor (Automobile & Truck Dealers)Muscat6 or 12 months for transactions over OMR 100
Mehdi StoresMuttrah
Ruwi
Qurum
Ghubra
Seeb
Barka
Sohar
Nizwa Grand Mall Mall Of Oman
6 or 12 months for transactions over OMR 200

Lulu HypermarketDarsait
Bousher
Al Seeb
Al Bandar
Wadi Al Kabir
Al Mabellah
Barka
Al Khabourah
Ibri
Nizwa
Sinaw
Al Buraimi
Sohar
Al Rustaq
Salalah
Khasab
Suwaiq
Bidaya
6 or 12 months for transactions over OMR 200
Modern HealthcareAl Hail6 or 12 months for transactions over OMR 100
Mohd Alzadjali Ent (Automotive Parts)Seeb6 or 12 months for transactions over OMR 100
Quick StoreMabellah
Ghubra South
6 or 12 months for transactions over OMR 100
Muscat Eye LaserThe Wave6 or 12 months for transactions over OMR 100
Phone 7MGhubrah
Sohar
6 or 12 months for transactions over OMR 100
Nama MajanMuscat
Samail
6 or 12 months for transactions over OMR 100
Medical Mattress WorldAl Ghubrah
Seeb
Oman Avenues Mall
Sohar
6 or 12 months for transactions over OMR 100
Super Quality Hearing Air & Speech Therapy CenterAl Khuwair
Muscat International Airport
Nizwa
Salalah
Sohar
Al Hail
Sur
Al Qurum
Al Khoud
Suwaiq
6 or 12 months for transactions over OMR 100
Nesto HypermarketBarka
Saham
Suwaiq
Musanna
Falaj Al Qabail
Amerat
Mabella
6 or 12 months for transactions over OMR 100
NMC Specialty HospitalAl Ghubrah6 or 12 months for transactions over OMR 100
Oman Qatar Insurance Al Khoudh
CBD
Salalah
Al Buraimi
Amerat
Suwaiq
6 or 12 months for transactions over OMR 100
OmantelSur
Nizwa
Nizwa Grand Mall
6 or 12 months for transactions over OMR 100
OUA TravelAl Qurum
Salalah
6 or 12 months for transactions over OMR 300
Onsor TechnologiesMuscat, Mall of Oman6 or 12 months for transactions over OMR 100
Premium MotorsGhala – Al Fardan heights building6 or 12 months for transactions over OMR 200
Prime CompositeAl Ghubrah6 or 12 months for transactions over OMR 500
Royal Medical CenterAl Qurum6 or 12 months for transactions over OMR 300
Al Madina TakafulSohar
Muscat Grand Mall
Seeb
Nizwa
Salalah
MBD
Ruwi
Amerat
6 or 12 months for transactions over OMR 100
Tango MobileRuwi
Salalah
MCC
Sohar
6 or 12 months for transactions over OMR 100
Salis WorldAl Khoudh6 or 12 months for transactions over OMR 100
Saham FurnitureSaham6 or 12 months for transactions over OMR 200
Sharaf DGMuscat Grand Mall
Mall Of Oman
Muscat City Center
Sohar Safeer Mall
6 or 12 months for transactions over OMR 100
Leather & LatherBawsher6 or 12 months for transactions over OMR 100
Muscat Dental DesignMawaleh6 or 12 months for transactions over OMR 100
Sky Orbits (Electronics)Al Khoudh6 or 12 months for transactions over OMR 100
Suhail  Bahwan Automobiles (Service)Authaiba
Nizwa
Khasab
Rusayl 
Sohar 
Bidaya​ 
Salalah
Nizwa
Mabella
Jalan
6 or 12 months for transactions over OMR 200
Qastarat ClinicsAuthaiba6 or 12 months for transactions over OMR 100
The Gulf Orthodonyic Center Mawaleh6 or 12 months for transactions over OMR 100
Tomorrow FitnessMawaleh6 or 12 months for transactions over OMR 100
Towell Auto Center (Tire Stores)Al Ghubra
Baushar
Mabella
Al Khoud
Wadi Kabir
Seeb Souq
Ibri
Barka
Sohar
Saham
Nizwa
Sinaw
Sumail
Ibra
Sur
Jaalan Bu Ali
Salalah
Nimr
Fahud
Nizwa
Ghala
6 or 12 months for transactions over OMR 100
Towell Auto Center (Automotive parts accessories stores)Wadi Kabir
Ghala
Al Hail
Barka
Sohar
Nizwa
Sur
Salalah
6 or 12 months for transactions over OMR 100
Towell Auto Center (Service Center)Wadi Kabir
Ghala
Ghubra
Al Hail
Sohar
Barka
Nizwa
Sur
Salalah
6 or 12 months for transactions over OMR 100
Towell Auto Center (Mazda Showroom)Authaiba
Al Hail
Wattaya
Barka
Sohar
Nizwa
Salalah
Sur
6 or 12 months for transactions over OMR 100
Travel CityAl Safa House, CBD
Nizwa
Salalah Airport
Seeb
Al Khoudh
Ruwi
6 or 12 months for transactions over OMR 100
Travel PointAl Qurum6 or 12 months for transactions over OMR 100
ExtraAl Ghubrah
Al Hail
Sohar
6 or 12 months for transactions over OMR 100
R Tech Racks (Computer Store)Al Khoudh6 or 12 months for transactions over OMR 100
Valkyrie Auto CareBander
Al Khoudh
Barka
Ibri
Ghala
6 or 12 months for transactions over OMR 100
Play Phone (Mobile)Ruwi Souq6 or 12 months for transactions over OMR 100
Huge Sports (Sports equipment and devices)Al Khuwair6 or 12 months for transactions over OMR 100
GARMINMattrah
6 or 12 months for transactions over OMR 100
Al Raffah HospitalAl Ghubrah
Al Qurum
Al Mabellah
Al Suwaiq
6 or 12 months for transactions over OMR 100

For the first time in Oman, you can convert any Credit Card purchase at your convenience to an Easy Payment Plan using our Mobile Banking App.

Features and benefits:

  • Enjoy the freedom to pay over a period of 6 or 12 months.
  • Make your purchases in Omani Rials and convert them into installments through the Mobile Banking App.
  • Minimum purchase amount is OMR 100.
  • The purchase amount that you convert into installments will be blocked from your existing credit card limit. These installments will then be released from your Credit Card limit each month.
  • Monthly installments shall be due for payment & will appear in your next credit card statement after converting the purchase into installments.
  • You will earn NUQATI reward points with every purchase.

Conversion Fee's:

  • 6 months: 5.25% of the converted amount
  • 12 months: 7.35% of the converted amount.
  • The processing fee will be charged in the first billing cycle and the installments will begin from the second cycle.
  • The above plan cannot be used for cash withdrawals.

Follow these simple steps to convert the amount on your mobile application:

  1. On the credit card page, click on "Easy Payment Plan".
  2. Select the purchase by clicking on "convert" button.
  3. Select the tenure of either 6 months or 12 months.
  4. Insert One Time Password (OTP).
  5. The purchase will be successfully converted into the Easy Payment Plan.

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